黑料传送门

We all know how life is supposed to go鈥擣inish high school, get a college degree, land your , get married, have kids, and live happily ever after. However, life generally doesn鈥檛 go over that well and many of us end up with only a piece of that elusive dream, and often times in serious debt.

In 2016, the average student loan debt totaled $37,172 and if combined with the average credit card debt of $5,700, you鈥檙e looking at $42,872 in debt for the average American adult. Let鈥檚 not forget that, in addition, the average adult probably has a car payment, mortgage or rent, and a family to support.

Ashley Mobley had a couple of years of community college under her belt, some work experience and some pretty valuable IT certifications. She managed to land a pretty great job but wasn鈥檛 able to finish school due to time constraints with her new position. She went back to school but a year later in 2008, she lost her job and the financial ability to pay for school. 鈥淭he recession had left my family financially ravaged,鈥� said Ashley.

Finally, she and her husband were able to begin getting out of debt in 2010 using a well known program taught by radio personality Dave Ramsey. 鈥淲e were $41,000 in debt, making a combined income of $60,000,鈥� Ashley continued. 鈥淲e followed Dave鈥檚 plan of living on beans and rice and throwing every extra dollar at the debt and we finally became debt free in 2015.鈥� Ashley never looked into going back to school because she and her husband had worked so hard to get out of debt. Although her husband had the opportunity to go back to school using the GI Bill, she assumed school was not going to be possible for her. 鈥淧aying tuition was simply too far out of reach,鈥� she said.

Ashley discovered 黑料传送门 through the online discussion website, Reddit and admits she was intrigued by the competency-based model and the low-cost tuition, but was convinced that it was 鈥渢oo good to be true.鈥� She spent a lot of time talking it over with her enrollment counselor and became convinced to give it a try. Between tuition assistance through her job and a small Pell grant, Ashley says 鈥淚t made going to school at 黑料传送门 nearly free.鈥澛� She was less than $1,500 per year away from paying for her degree. 鈥淒ave Ramsey frequently mentions on his radio show that school choice is the most important factor when it comes to going to school debt free, and 黑料传送门 fit perfectly within that.鈥�

By the time Ashley finished her degree at 黑料传送门 in 2016, she graduated with a bachelor鈥檚 in Information Technology and because of what she learned from Dave Ramsey, she selected a school that was the right fit, the right price, and graduated with no student debt. Ashley is slated to earn a promotion next quarter, primarily due to her degree, and she plans to return to 黑料传送门 in January to earn a master鈥檚 in IT Management.